| Provides Educational and Financial Assistance to
Homebuyers |
| Provides Assistance with budgeting |
| Provides Gap Financing to Help you Afford Your
Dream Home |
| Offers Training in Home Repair and Maintenance |
Contact Our Loan Specialist
to See
if YOU Qualify For Assistance
For more information on the SELF-HELP Program visit or departments
Website at:
whitmanhomeowner.org
Application
Form
Home
Buyer Education
Learn about the home buying process and
homeownership.
|
- Sweat Equity Home Ownership
Program
|
|
|
- Referral service to lenders offering VA, FHA,
conventional and state bond loan programs for first time homebuyers
|
|
|
- Rehabilitation Loan Program
|
- Certified housing counselor available
|
Introductory Workshop on Buying and Owning a Home
There will be a two hour long introductory workshop on buying and owning a home
coming soon. The workshop is free and open to everyone. No
pre-registration is required. The introductory workshop
will be held at the WSU Visitor Center Conference Room. The
address is 225 North Grand Ave. Pullman, WA 99163
Topics to be covered include:
- What do I need to do first?
- Credit questions
- Budgeting for Success
- How much can I afford?
- Who will be helping me through the process?
- How long will it take?
- Understanding the language
Learn how to begin your journey to
homeownership and receive a free guide to take home.
First Time Homebuyer Classes
A first time homebuyers class will be coming soon. The class runs for about five hours long with
breaks taken between sessions. The homebuyers class will be held at Community Action Center.
You will need to register with for the classes one week in
advance to enroll.
Agenda
- Advantages and disadvantages of owning a home
- Steps to homeownership
- The players in the home buying process
- Identifying credit issues and how to address them
- Budgeting and saving for a down payment and other loan closing cost
- Shopping for a lender
- The benefit of getting loan pre-approval before searching for a home
- How much home can you afford? Risk layering and compensation factors
- How much money will you need
- Selecting a loan program and how down payments affect loan choices
- How to shop for a real estate professional
- Selecting a home and negotiating a purchase price
- The importance of home inspection
- House Key Program issues - Recapture Tax, occupancy, and property restrictions
- The loan closing process and what to expect
- Avoiding Predatory Lending Practices
- Foreclosure prevention and early delinquency intervention
- Home Maintenance
- Community resources for further counseling and other
assistance
For more information or to register
Call 509-334-9147 or email at
Sandym@cacwhitman.com
